FinTech Resources
Explore active startups or check out research papers, whitepapers and industry guides.
Telenor Microfinance Bank's flagship wallet platform, currently transitioning towards a full Digital Retail Bank (DRB) license.

Consumer EMI app popular among freelancers, remote workers, and Gen Z for international payments and sleek cards.

SBP-licensed EMI offering consumer wallets, virtual Visa cards, and NayaPay Arc for SME merchant payments.

The largest mobile wallet platform in Pakistan by active user base, backed by Jazz/Veon.

A Gen Z-focused digital wallet and social banking startup.

Developer-friendly payment gateway popular among Shopify brands and direct-to-consumer (DTC) businesses.

SBP-commercial licensed payment gateway widely integrated across major retailers and corporate merchants.

Digital payments and smart invoicing aggregator specializing in recurring billing, B2B, and fee collection for educational institutes.

B2B payment supply-chain platform enabling digital corporate payments and financing across distribution networks.
Integrated e-commerce payment checkout and merchant settlement platform.

Unified payment gateway platform integrating Raast, wallets, and card schemes under a single API.

Shop-keeper digitization platform enabling micro-retailers to offer bill payments, mobile top-ups, and banking services.

Earned Wage Access (EWA) pioneer allowing employees to withdraw earned salary before payday, along with payroll and invoice financing tools.
SME-focused lending and digital payments platform providing working capital financing to supply chains.
B2B deferred payment and financing platform.

Agriculture FinTech offering tech-enabled loans, input financing, and digital supply-chain finance for farmers.

B2B e-commerce platform with integrated credit solutions for mom-and-pop (kiryana) retail stores.

Digital ledger platform helping small business owners track debt, manage receivables, and access credit insights.
AI-driven accounting software ("Chief Financial AI") designed specifically for SMEs to track financial health and cash flow.
B2B merchant marketplace offering buy-now-pay-later (BNPL) inventory credit to local retailers.

BNPL platform providing flexible installment options at e-commerce checkouts.
Digital wealth management platform offering simplified investment portfolios and robo-advisory tools.

Mobile trading app enabling retail investors to buy and sell stocks listed on the Pakistan Stock Exchange (PSX).
Leading brokerage and securities house in Pakistan providing online stock trading, commodities, and investment research.

SECP-licensed digital investment advisor focused on SIPs and pension fund investments.

Premier securities and investment banking firm in Pakistan offering retail stock trading, corporate advisory, and asset management.
Enterprise software giant providing global leasing and financial software solutions (NFS Ascent).

RegTech startup specializing in identity verification, digital KYC, and anti-money laundering (AML) compliance software.
