Terms of Use | FintechBulletins

1. About the Site

FintechBulletins is a free informational portal offering FinTech news aggregation, industry overviews, career resources, calculators, and a newsletter. It is provided for general informational and educational purposes only.

2. No Financial Advice

Nothing on the Site is financial, investment, legal, tax, or religious advice, and nothing constitutes an offer or recommendation to buy or sell any security or financial product. See our Disclaimer, which is incorporated into these Terms.

3. Third-Party Content and Attribution

• News headlines, excerpts, market figures, and other referenced material are aggregated from publicly available third-party sources. All such content remains the property of its original publishers, and we credit and link to sources. We do not independently verify sourced content and are not responsible for its accuracy.
• Third-party trademarks, logos, and brand names belong to their respective owners; their appearance does not imply endorsement.
• Removal requests: If you own content displayed on the Site and want it corrected, attributed differently, or removed, email us (Section 13) and we will respond promptly.

4. Our Intellectual Property

Original content on the Site — including our text, design, compilations, and code — belongs to FintechBulletins team. You may view, share, and link to it for personal, non-commercial use with attribution. You may not republish, scrape at scale, or commercially exploit the Site's content without our written permission.

5. Acceptable Use

You agree not to: use the Site unlawfully; interfere with or disrupt its operation; attempt unauthorized access; use bots or automated tools to bulk-harvest Site content; or misrepresent your affiliation with us.

6. Advertising — Your Consent

The Site is free to use because it may display third-party advertisements. By using the Site, you consent to the display of ads as part of the service. In addition:

• Ads are supplied by third-party ad networks. We do not create, review, verify, or endorse any advertised product, service, or claim.
• Any interaction with an ad — including clicks, purchases, sign-ups, or disputes — is solely between you and the advertiser. We accept no responsibility or liability for advertiser content, offers, or transactions.
• Where legally required, personalized ads are shown only with your cookie consent (see the Cookie Policy).
• Circumventing, blocking, or tampering with ad delivery in ways that disrupt the Site's operation is not permitted.

7. Newsletter

Subscribing is optional and requires your consent. You can unsubscribe at any time via the link in every email. See the Privacy Policy.

8. Calculators and Tools

Calculators (including the Zakat Calculator) provide estimates only, based on the inputs and assumptions shown. Results are not guaranteed to be accurate or applicable to your situation. Verify Zakat calculations with a qualified scholar and financial figures with a licensed professional.

9. Disclaimer of Warranties

The Site and all content are provided "as is" and "as available", without warranties of any kind, express or implied — including accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, or non-infringement. Aggregated data and news may be delayed, incomplete, unverified, or contain errors.

10. Limitation of Liability — Financial Losses

You use the Site entirely at your own risk. To the maximum extent permitted by law, FintechBulletins and its team members are not liable for:

• any financial, trading, or investment loss resulting from decisions made in reliance on Site content, calculators, or aggregated news;
• losses arising from inaccurate, delayed, or unverified third-party news or data;
• losses arising from your interaction with advertisers or advertised products;
• any indirect, incidental, consequential, or special damages, or loss of profits, data, or goodwill — even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless FintechBulletins and its team from claims, damages, and expenses (including reasonable legal fees) arising from your breach of these Terms or misuse of the Site.

12. Changes and Availability

We may modify, suspend, or discontinue any part of the Site or these Terms at any time. Continued use after changes take effect constitutes acceptance. The current version is always posted with its effective date.

13. Governing Law and Contact

These Terms are governed by the laws of Pakistan, without regard to conflict-of-law rules.

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